I worked with Steven Bray on my mortgage recently and throughout the process he was on top of the many details and kept me informed regularly. I received a great mortgage rate, putting my dream home in reach. Professionalism, efficiency and putting the clients interests first - all these attributes made my dealings with Steve a pleasure.
John C.
San Antonio, TX

Free Homebuyer Workshops

Join our next workshop for answers to your questions about buying a home. No sales pressure. Just answers.

Student Loan Debt?

You can qualify! Don't let student loan debt prevent you from buying a home.

Loans for

Homes & Second Homes

Whether you're buying a home or you're looking to refinance one, we want to help. We specialize in loan programs designed to maximize your ability to qualify while offering affordable payments, including:

USDA Rural Development Loan

FHA Loan

Home Equity Loans

Special Programs for Veterans

Construction Loans

Loans for

Investment Properties

We represent buyers and owners of investment real estate in finding mortgage solutions that best meet their needs. This representation ensures you of no conflicts of interest, strict confidentiality, and honest analysis. We specialize in loan programs designed to maximize your investment potential.

Get a tax credit when you buy a home

Previous postings

Need down payment assistance to buy a home?

Refinancing just got more expensive