Over the past several years we have trusted our mortgage loan business dealings on several occasions to G. Steven Bray at Loan Star Lending. We appreciate the educational value and professionalism presented through each process. Steve was always available to answer my questions or responded to them in a very timely manner. It is my intention to   (Read more)
Dave and Beth L.
Orange, TX

Buy Your Home before the Student Loan Vacation Ends

Get a tax credit when you buy a home

Need down payment assistance to buy a home?

Refinancing just got more expensive

Rate Update: What will lead to more record low mortgage rates


Buy your own short-term rental

Buy a short-term rental property without proving income or employment. Use the property's potential rental income to qualify.


Buy a small apartment the easy way

Buy a small apartment building without proving income or employment. Use the property's potential rental income to qualify.


Buy an investment condo the easy way

Buy a rental condo without proving income or employment. Condotel features - hotel operations, rental pools - don't matter.


An easy way to acquire more rentals

Expand your rental portfolio. Buy more rentals without proving income or employment. Use the property's potential rental income to qualify.


Use Your Home Equity

Use our Home Equity Calculator to decide which home equity solution is right for you.


No Money Down Construction Loan

You may be able to build your dream home with little to no money out of your pocket.


Texas Homeowners: Overwhelmed by Credit Card Debt?

Use your home equity to consolidate debts into one lower monthly payment. Try our debt consolidation tool to see how much you could save.


Commission-only?
You can buy a home!

Commission-only salespeople can qualify to buy a home even if they're new to commission income.


When is Consolidating Debt a Good Idea?

Interest rates are rising. Consolidate debt before the Fed hikes your credit card rates again. Try our debt consolidation tool to see how much you could save.


Buy rental property the easy way

Buy a rental property without proving income or employment. Use the property's potential rental income to qualify.


RE Agents: You can buy
your own dream home!

Real estate agents can qualify to buy a home without using tax returns. Inconsistent income is okay.


Be Your Own Builder

You can build your own dream home and get a construction loan to build it.


Buy a Bigger Home with Mortgage Interest Tax Credit

A mortgage interest tax credit can add thousands of dollars to your income to qualify for a larger mortgage.


Don’t let gig work stop you from buying a home!

Gig workers can qualify to buy a home without using tax returns.


Buy a home without using tax returns!

Business owners can buy a home without using their tax returns to qualify.


Boost Your Tax Refund with Mortgage Interest Tax Credit

A mortgage interest tax credit can boost your income tax refund by thousands of dollars.


Texas Homebuyers: Get Down Payment Assistance

Can you qualify for down payment assistance to buy a home? Take this short quiz to find out.