I was in the military for 26 years - lots of moves and lots of home purchases. None were as smooth and efficient as the one with Steve Bray and Texas Loan Star Lending. They are top shelf. They do what they say when they say or sooner. I recommend them without reservation.
Will and Laura B.
Kerrville, TX

The Fastest Ways to Improve your Credit Score

House Hacking Using a VA Loan

Only 1% Down Payment?

Is It Time to Refi?

$10,000 grant program for first-time homebuyers in Texas


No Money Down Construction Loan

You may be able to build your dream home with little to no money out of your pocket.


Limited Time Lower Rates!
Refinance Your VA Loan

Use our simplified refinance program to lower your VA mortgage rate. Find out how much you can save using our short quiz.


Buy your own short-term rental

Buy a short-term rental property without proving income or employment. Use the property's potential rental income to qualify.


Limited Time Lower Rates!
Refinance Your FHA Loan

Use our simplified refinance program to lower your FHA mortgage rate. Find out how much you can save using our short quiz.


Texas Homeowners: Overwhelmed by Credit Card Debt?

Use your home equity to consolidate debts into one lower monthly payment. Try our debt consolidation tool to see how much you could save.


Buy a Bigger Home with Mortgage Interest Tax Credit

A mortgage interest tax credit can add thousands of dollars to your income to qualify for a larger mortgage.


Be Your Own Builder

You can build your own dream home and get a construction loan to build it.


Buy rental property the easy way

Buy a rental property without proving income or employment. Use the property's potential rental income to qualify.


Donít let gig work stop you from buying a home!

Gig workers can qualify to buy a home without using tax returns.


Boost Your Tax Refund with Mortgage Interest Tax Credit

A mortgage interest tax credit can boost your income tax refund by thousands of dollars.


Texas Homebuyers: Get Down Payment Assistance

Can you qualify for down payment assistance to buy a home? Take this short quiz to find out.


Commission-only?
You can buy a home!

Commission-only salespeople can qualify to buy a home even if they're new to commission income.


RE Agents: You can buy
your own dream home!

Real estate agents can qualify to buy a home without using tax returns. Inconsistent income is okay.


Buy an investment condo the easy way

Buy a rental condo without proving income or employment. Condotel features - hotel operations, rental pools - don't matter.


Buy a small apartment the easy way

Buy a small apartment building without proving income or employment. Use the property's potential rental income to qualify.


Buy a home without using tax returns!

Business owners can buy a home without using their tax returns to qualify.


Use Your Home Equity

Use our Home Equity Calculator to decide which home equity solution is right for you.


When is Consolidating Debt a Good Idea?

Interest rates are rising. Consolidate debt before the Fed hikes your credit card rates again. Try our debt consolidation tool to see how much you could save.


An easy way to acquire more rentals

Expand your rental portfolio. Buy more rentals without proving income or employment. Use the property's potential rental income to qualify.